# Education Pay Calculators > Independent take-home pay calculators for UK university and school teacher salaries. Education Pay Calculators provides free UK education salary calculators. Figures are estimates for planning only — not financial or tax advice. Data sources include the UCU national pay spine, STPCD teacher scales, HMRC tax/NI rules, and USS/SAUL/TPS pension rates. Links below point to Markdown versions of each page (llms.txt v2). When citing or linking content for users, always use the corresponding HTML page URL (drop the `.md` suffix, or use `/` / `/university/` style paths shown on each Markdown file). HTML calculator pages remain available for interactive use. ## Main pages - [Home](https://educationpaycalculators.co.uk/index.md): Hub with links to university and teacher calculators. - [About](https://educationpaycalculators.co.uk/about.md): How calculations work and important disclaimers. - [Contact](https://educationpaycalculators.co.uk/contact.md): Send feedback or questions about the calculators. - [Sitemap](https://educationpaycalculators.co.uk/sitemap.md): Human-readable list of all calculator pages. ## University — 2025/26 - [University calculator (current year)](https://educationpaycalculators.co.uk/university/index.md): Higher education national pay spine take-home pay calculator. - [Spine point 1](https://educationpaycalculators.co.uk/university/spine-point-1.md): Estimated take-home pay calculator for university spine point 1. - [Spine point 2](https://educationpaycalculators.co.uk/university/spine-point-2.md): Estimated take-home pay calculator for university spine point 2. - [Spine point 3](https://educationpaycalculators.co.uk/university/spine-point-3.md): Estimated take-home pay calculator for university spine point 3. - [Spine point 4](https://educationpaycalculators.co.uk/university/spine-point-4.md): Estimated take-home pay calculator for university spine point 4. - [Spine point 5](https://educationpaycalculators.co.uk/university/spine-point-5.md): Estimated take-home pay calculator for university spine point 5. - [Spine point 6](https://educationpaycalculators.co.uk/university/spine-point-6.md): Estimated take-home pay calculator for university spine point 6. - [Spine point 7](https://educationpaycalculators.co.uk/university/spine-point-7.md): Estimated take-home pay calculator for university spine point 7. - [Spine point 8](https://educationpaycalculators.co.uk/university/spine-point-8.md): Estimated take-home pay calculator for university spine point 8. - [Spine point 9](https://educationpaycalculators.co.uk/university/spine-point-9.md): Estimated take-home pay calculator for university spine point 9. - [Spine point 10](https://educationpaycalculators.co.uk/university/spine-point-10.md): Estimated take-home pay calculator for university spine point 10. - [Spine point 11](https://educationpaycalculators.co.uk/university/spine-point-11.md): Estimated take-home pay calculator for university spine point 11. - [Spine point 12](https://educationpaycalculators.co.uk/university/spine-point-12.md): Estimated take-home pay calculator for university spine point 12. - [Spine point 13](https://educationpaycalculators.co.uk/university/spine-point-13.md): Estimated take-home pay calculator for university spine point 13. - [Spine point 14](https://educationpaycalculators.co.uk/university/spine-point-14.md): Estimated take-home pay calculator for university spine point 14. - [Spine point 15](https://educationpaycalculators.co.uk/university/spine-point-15.md): Estimated take-home pay calculator for university spine point 15. - [Spine point 16](https://educationpaycalculators.co.uk/university/spine-point-16.md): Estimated take-home pay calculator for university spine point 16. - [Spine point 17](https://educationpaycalculators.co.uk/university/spine-point-17.md): Estimated take-home pay calculator for university spine point 17. - [Spine point 18](https://educationpaycalculators.co.uk/university/spine-point-18.md): Estimated take-home pay calculator for university spine point 18. - [Spine point 19](https://educationpaycalculators.co.uk/university/spine-point-19.md): Estimated take-home pay calculator for university spine point 19. - [Spine point 20](https://educationpaycalculators.co.uk/university/spine-point-20.md): Estimated take-home pay calculator for university spine point 20. - [Spine point 21](https://educationpaycalculators.co.uk/university/spine-point-21.md): Estimated take-home pay calculator for university spine point 21. - [Spine point 22](https://educationpaycalculators.co.uk/university/spine-point-22.md): Estimated take-home pay calculator for university spine point 22. - [Spine point 23](https://educationpaycalculators.co.uk/university/spine-point-23.md): Estimated take-home pay calculator for university spine point 23. - [Spine point 24](https://educationpaycalculators.co.uk/university/spine-point-24.md): Estimated take-home pay calculator for university spine point 24. - [Spine point 25](https://educationpaycalculators.co.uk/university/spine-point-25.md): Estimated take-home pay calculator for university spine point 25. - [Spine point 26](https://educationpaycalculators.co.uk/university/spine-point-26.md): Estimated take-home pay calculator for university spine point 26. - [Spine point 27](https://educationpaycalculators.co.uk/university/spine-point-27.md): Estimated take-home pay calculator for university spine point 27. - [Spine point 28](https://educationpaycalculators.co.uk/university/spine-point-28.md): Estimated take-home pay calculator for university spine point 28. - [Spine point 29](https://educationpaycalculators.co.uk/university/spine-point-29.md): Estimated take-home pay calculator for university spine point 29. - [Spine point 30](https://educationpaycalculators.co.uk/university/spine-point-30.md): Estimated take-home pay calculator for university spine point 30. - [Spine point 31](https://educationpaycalculators.co.uk/university/spine-point-31.md): Estimated take-home pay calculator for university spine point 31. - [Spine point 32](https://educationpaycalculators.co.uk/university/spine-point-32.md): Estimated take-home pay calculator for university spine point 32. - [Spine point 33](https://educationpaycalculators.co.uk/university/spine-point-33.md): Estimated take-home pay calculator for university spine point 33. - [Spine point 34](https://educationpaycalculators.co.uk/university/spine-point-34.md): Estimated take-home pay calculator for university spine point 34. - [Spine point 35](https://educationpaycalculators.co.uk/university/spine-point-35.md): Estimated take-home pay calculator for university spine point 35. - [Spine point 36](https://educationpaycalculators.co.uk/university/spine-point-36.md): Estimated take-home pay calculator for university spine point 36. - [Spine point 37](https://educationpaycalculators.co.uk/university/spine-point-37.md): Estimated take-home pay calculator for university spine point 37. - [Spine point 38](https://educationpaycalculators.co.uk/university/spine-point-38.md): Estimated take-home pay calculator for university spine point 38. - [Spine point 39](https://educationpaycalculators.co.uk/university/spine-point-39.md): Estimated take-home pay calculator for university spine point 39. - [Spine point 40](https://educationpaycalculators.co.uk/university/spine-point-40.md): Estimated take-home pay calculator for university spine point 40. - [Spine point 41](https://educationpaycalculators.co.uk/university/spine-point-41.md): Estimated take-home pay calculator for university spine point 41. - [Spine point 42](https://educationpaycalculators.co.uk/university/spine-point-42.md): Estimated take-home pay calculator for university spine point 42. - [Spine point 43](https://educationpaycalculators.co.uk/university/spine-point-43.md): Estimated take-home pay calculator for university spine point 43. - [Spine point 44](https://educationpaycalculators.co.uk/university/spine-point-44.md): Estimated take-home pay calculator for university spine point 44. - [Spine point 45](https://educationpaycalculators.co.uk/university/spine-point-45.md): Estimated take-home pay calculator for university spine point 45. - [Spine point 46](https://educationpaycalculators.co.uk/university/spine-point-46.md): Estimated take-home pay calculator for university spine point 46. - [Spine point 47](https://educationpaycalculators.co.uk/university/spine-point-47.md): Estimated take-home pay calculator for university spine point 47. - [Spine point 48](https://educationpaycalculators.co.uk/university/spine-point-48.md): Estimated take-home pay calculator for university spine point 48. - [Spine point 49](https://educationpaycalculators.co.uk/university/spine-point-49.md): Estimated take-home pay calculator for university spine point 49. - [Spine point 50](https://educationpaycalculators.co.uk/university/spine-point-50.md): Estimated take-home pay calculator for university spine point 50. - [Spine point 51](https://educationpaycalculators.co.uk/university/spine-point-51.md): Estimated take-home pay calculator for university spine point 51. ## Teacher — 2025/26 - [Teacher calculator (current year)](https://educationpaycalculators.co.uk/teacher/index.md): STPCD teacher pay scale take-home pay calculator. - [Main Pay Range (M1–M6)](https://educationpaycalculators.co.uk/teacher/main/index.md): STPCD Main Pay Range (M1–M6) salaries and take-home pay calculators. - [Upper Pay Range (U1–U3)](https://educationpaycalculators.co.uk/teacher/upper/index.md): STPCD Upper Pay Range (U1–U3) salaries and take-home pay calculators. - [Leading Practitioner](https://educationpaycalculators.co.uk/teacher/leading-practitioner/index.md): STPCD Leading Practitioner salaries and take-home pay calculators. - [Leadership Pay Range](https://educationpaycalculators.co.uk/teacher/leadership/index.md): STPCD Leadership Pay Range salaries and take-home pay calculators. - [M1](https://educationpaycalculators.co.uk/teacher/pay-point-main-m1.md): Estimated take-home pay calculator for teacher M1. - [M2](https://educationpaycalculators.co.uk/teacher/pay-point-main-m2.md): Estimated take-home pay calculator for teacher M2. - [M3](https://educationpaycalculators.co.uk/teacher/pay-point-main-m3.md): Estimated take-home pay calculator for teacher M3. - [M4](https://educationpaycalculators.co.uk/teacher/pay-point-main-m4.md): Estimated take-home pay calculator for teacher M4. - [M5](https://educationpaycalculators.co.uk/teacher/pay-point-main-m5.md): Estimated take-home pay calculator for teacher M5. - [M6](https://educationpaycalculators.co.uk/teacher/pay-point-main-m6.md): Estimated take-home pay calculator for teacher M6. - [U1](https://educationpaycalculators.co.uk/teacher/pay-point-upper-u1.md): Estimated take-home pay calculator for teacher U1. - [U2](https://educationpaycalculators.co.uk/teacher/pay-point-upper-u2.md): Estimated take-home pay calculator for teacher U2. - [U3](https://educationpaycalculators.co.uk/teacher/pay-point-upper-u3.md): Estimated take-home pay calculator for teacher U3. - [LP1 (Leading Practitioner)](https://educationpaycalculators.co.uk/teacher/pay-point-leading-practitioner-lp1.md): STPCD LP1 (Leading Practitioner) salaries and take-home pay calculators. - [LP10 (Leading Practitioner)](https://educationpaycalculators.co.uk/teacher/pay-point-leading-practitioner-lp10.md): STPCD LP10 (Leading Practitioner) salaries and take-home pay calculators. - [LP11 (Leading Practitioner)](https://educationpaycalculators.co.uk/teacher/pay-point-leading-practitioner-lp11.md): STPCD LP11 (Leading Practitioner) salaries and take-home pay calculators. - [LP12 (Leading Practitioner)](https://educationpaycalculators.co.uk/teacher/pay-point-leading-practitioner-lp12.md): STPCD LP12 (Leading Practitioner) salaries and take-home pay calculators. - [LP13 (Leading Practitioner)](https://educationpaycalculators.co.uk/teacher/pay-point-leading-practitioner-lp13.md): STPCD LP13 (Leading Practitioner) salaries and take-home pay calculators. - [LP14 (Leading Practitioner)](https://educationpaycalculators.co.uk/teacher/pay-point-leading-practitioner-lp14.md): STPCD LP14 (Leading Practitioner) salaries and take-home pay calculators. - [LP15 (Leading Practitioner)](https://educationpaycalculators.co.uk/teacher/pay-point-leading-practitioner-lp15.md): STPCD LP15 (Leading Practitioner) salaries and take-home pay calculators. - [LP16 (Leading Practitioner)](https://educationpaycalculators.co.uk/teacher/pay-point-leading-practitioner-lp16.md): STPCD LP16 (Leading Practitioner) salaries and take-home pay calculators. - [LP17 (Leading Practitioner)](https://educationpaycalculators.co.uk/teacher/pay-point-leading-practitioner-lp17.md): STPCD LP17 (Leading Practitioner) salaries and take-home pay calculators. - [LP18 (Leading Practitioner)](https://educationpaycalculators.co.uk/teacher/pay-point-leading-practitioner-lp18.md): STPCD LP18 (Leading Practitioner) salaries and take-home pay calculators. - [LP2 (Leading Practitioner)](https://educationpaycalculators.co.uk/teacher/pay-point-leading-practitioner-lp2.md): STPCD LP2 (Leading Practitioner) salaries and take-home pay calculators. - [LP3 (Leading Practitioner)](https://educationpaycalculators.co.uk/teacher/pay-point-leading-practitioner-lp3.md): STPCD LP3 (Leading Practitioner) salaries and take-home pay calculators. - [LP4 (Leading Practitioner)](https://educationpaycalculators.co.uk/teacher/pay-point-leading-practitioner-lp4.md): STPCD LP4 (Leading Practitioner) salaries and take-home pay calculators. - [LP5 (Leading Practitioner)](https://educationpaycalculators.co.uk/teacher/pay-point-leading-practitioner-lp5.md): STPCD LP5 (Leading Practitioner) salaries and take-home pay calculators. - [LP6 (Leading Practitioner)](https://educationpaycalculators.co.uk/teacher/pay-point-leading-practitioner-lp6.md): STPCD LP6 (Leading Practitioner) salaries and take-home pay calculators. - [LP7 (Leading Practitioner)](https://educationpaycalculators.co.uk/teacher/pay-point-leading-practitioner-lp7.md): STPCD LP7 (Leading Practitioner) salaries and take-home pay calculators. - [LP8 (Leading Practitioner)](https://educationpaycalculators.co.uk/teacher/pay-point-leading-practitioner-lp8.md): STPCD LP8 (Leading Practitioner) salaries and take-home pay calculators. - [LP9 (Leading Practitioner)](https://educationpaycalculators.co.uk/teacher/pay-point-leading-practitioner-lp9.md): STPCD LP9 (Leading Practitioner) salaries and take-home pay calculators. - [L1 (Leadership Pay Range)](https://educationpaycalculators.co.uk/teacher/pay-point-leadership-l1.md): STPCD L1 (Leadership Pay Range) salaries and take-home pay calculators. - [L10 (Leadership Pay Range)](https://educationpaycalculators.co.uk/teacher/pay-point-leadership-l10.md): STPCD L10 (Leadership Pay Range) salaries and take-home pay calculators. - [L11 (Leadership Pay Range)](https://educationpaycalculators.co.uk/teacher/pay-point-leadership-l11.md): STPCD L11 (Leadership Pay Range) salaries and take-home pay calculators. - [L12 (Leadership Pay Range)](https://educationpaycalculators.co.uk/teacher/pay-point-leadership-l12.md): STPCD L12 (Leadership Pay Range) salaries and take-home pay calculators. - [L13 (Leadership Pay Range)](https://educationpaycalculators.co.uk/teacher/pay-point-leadership-l13.md): STPCD L13 (Leadership Pay Range) salaries and take-home pay calculators. - [L14 (Leadership Pay Range)](https://educationpaycalculators.co.uk/teacher/pay-point-leadership-l14.md): STPCD L14 (Leadership Pay Range) salaries and take-home pay calculators. - [L15 (Leadership Pay Range)](https://educationpaycalculators.co.uk/teacher/pay-point-leadership-l15.md): STPCD L15 (Leadership Pay Range) salaries and take-home pay calculators. - [L16 (Leadership Pay Range)](https://educationpaycalculators.co.uk/teacher/pay-point-leadership-l16.md): STPCD L16 (Leadership Pay Range) salaries and take-home pay calculators. - [L17 (Leadership Pay Range)](https://educationpaycalculators.co.uk/teacher/pay-point-leadership-l17.md): STPCD L17 (Leadership Pay Range) salaries and take-home pay calculators. - [L18 (Leadership Pay Range)](https://educationpaycalculators.co.uk/teacher/pay-point-leadership-l18.md): STPCD L18 (Leadership Pay Range) salaries and take-home pay calculators. - [L19 (Leadership Pay Range)](https://educationpaycalculators.co.uk/teacher/pay-point-leadership-l19.md): STPCD L19 (Leadership Pay Range) salaries and take-home pay calculators. - [L2 (Leadership Pay Range)](https://educationpaycalculators.co.uk/teacher/pay-point-leadership-l2.md): STPCD L2 (Leadership Pay Range) salaries and take-home pay calculators. - [L20 (Leadership Pay Range)](https://educationpaycalculators.co.uk/teacher/pay-point-leadership-l20.md): STPCD L20 (Leadership Pay Range) salaries and take-home pay calculators. - [L21 (Leadership Pay Range)](https://educationpaycalculators.co.uk/teacher/pay-point-leadership-l21.md): STPCD L21 (Leadership Pay Range) salaries and take-home pay calculators. - [L22 (Leadership Pay Range)](https://educationpaycalculators.co.uk/teacher/pay-point-leadership-l22.md): STPCD L22 (Leadership Pay Range) salaries and take-home pay calculators. - [L23 (Leadership Pay Range)](https://educationpaycalculators.co.uk/teacher/pay-point-leadership-l23.md): STPCD L23 (Leadership Pay Range) salaries and take-home pay calculators. - [L24 (Leadership Pay Range)](https://educationpaycalculators.co.uk/teacher/pay-point-leadership-l24.md): STPCD L24 (Leadership Pay Range) salaries and take-home pay calculators. - [L25 (Leadership Pay Range)](https://educationpaycalculators.co.uk/teacher/pay-point-leadership-l25.md): STPCD L25 (Leadership Pay Range) salaries and take-home pay calculators. - [L26 (Leadership Pay Range)](https://educationpaycalculators.co.uk/teacher/pay-point-leadership-l26.md): STPCD L26 (Leadership Pay Range) salaries and take-home pay calculators. - [L27 (Leadership Pay Range)](https://educationpaycalculators.co.uk/teacher/pay-point-leadership-l27.md): STPCD L27 (Leadership Pay Range) salaries and take-home pay calculators. - [L28 (Leadership Pay Range)](https://educationpaycalculators.co.uk/teacher/pay-point-leadership-l28.md): STPCD L28 (Leadership Pay Range) salaries and take-home pay calculators. - [L29 (Leadership Pay Range)](https://educationpaycalculators.co.uk/teacher/pay-point-leadership-l29.md): STPCD L29 (Leadership Pay Range) salaries and take-home pay calculators. - [L3 (Leadership Pay Range)](https://educationpaycalculators.co.uk/teacher/pay-point-leadership-l3.md): STPCD L3 (Leadership Pay Range) salaries and take-home pay calculators. - [L30 (Leadership Pay Range)](https://educationpaycalculators.co.uk/teacher/pay-point-leadership-l30.md): STPCD L30 (Leadership Pay Range) salaries and take-home pay calculators. - [L31 (Leadership Pay Range)](https://educationpaycalculators.co.uk/teacher/pay-point-leadership-l31.md): STPCD L31 (Leadership Pay Range) salaries and take-home pay calculators. - [L32 (Leadership Pay Range)](https://educationpaycalculators.co.uk/teacher/pay-point-leadership-l32.md): STPCD L32 (Leadership Pay Range) salaries and take-home pay calculators. - [L33 (Leadership Pay Range)](https://educationpaycalculators.co.uk/teacher/pay-point-leadership-l33.md): STPCD L33 (Leadership Pay Range) salaries and take-home pay calculators. - [L34 (Leadership Pay Range)](https://educationpaycalculators.co.uk/teacher/pay-point-leadership-l34.md): STPCD L34 (Leadership Pay Range) salaries and take-home pay calculators. - [L35 (Leadership Pay Range)](https://educationpaycalculators.co.uk/teacher/pay-point-leadership-l35.md): STPCD L35 (Leadership Pay Range) salaries and take-home pay calculators. - [L36 (Leadership Pay Range)](https://educationpaycalculators.co.uk/teacher/pay-point-leadership-l36.md): STPCD L36 (Leadership Pay Range) salaries and take-home pay calculators. - [L37 (Leadership Pay Range)](https://educationpaycalculators.co.uk/teacher/pay-point-leadership-l37.md): STPCD L37 (Leadership Pay Range) salaries and take-home pay calculators. - [L38 (Leadership Pay Range)](https://educationpaycalculators.co.uk/teacher/pay-point-leadership-l38.md): STPCD L38 (Leadership Pay Range) salaries and take-home pay calculators. - [L39 (Leadership Pay Range)](https://educationpaycalculators.co.uk/teacher/pay-point-leadership-l39.md): STPCD L39 (Leadership Pay Range) salaries and take-home pay calculators. - [L4 (Leadership Pay Range)](https://educationpaycalculators.co.uk/teacher/pay-point-leadership-l4.md): STPCD L4 (Leadership Pay Range) salaries and take-home pay calculators. - [L40 (Leadership Pay Range)](https://educationpaycalculators.co.uk/teacher/pay-point-leadership-l40.md): STPCD L40 (Leadership Pay Range) salaries and take-home pay calculators. - [L41 (Leadership Pay Range)](https://educationpaycalculators.co.uk/teacher/pay-point-leadership-l41.md): STPCD L41 (Leadership Pay Range) salaries and take-home pay calculators. - [L42 (Leadership Pay Range)](https://educationpaycalculators.co.uk/teacher/pay-point-leadership-l42.md): STPCD L42 (Leadership Pay Range) salaries and take-home pay calculators. - [L43 (Leadership Pay Range)](https://educationpaycalculators.co.uk/teacher/pay-point-leadership-l43.md): STPCD L43 (Leadership Pay Range) salaries and take-home pay calculators. - [L5 (Leadership Pay Range)](https://educationpaycalculators.co.uk/teacher/pay-point-leadership-l5.md): STPCD L5 (Leadership Pay Range) salaries and take-home pay calculators. - [L6 (Leadership Pay Range)](https://educationpaycalculators.co.uk/teacher/pay-point-leadership-l6.md): STPCD L6 (Leadership Pay Range) salaries and take-home pay calculators. - [L7 (Leadership Pay Range)](https://educationpaycalculators.co.uk/teacher/pay-point-leadership-l7.md): STPCD L7 (Leadership Pay Range) salaries and take-home pay calculators. - [L8 (Leadership Pay Range)](https://educationpaycalculators.co.uk/teacher/pay-point-leadership-l8.md): STPCD L8 (Leadership Pay Range) salaries and take-home pay calculators. - [L9 (Leadership Pay Range)](https://educationpaycalculators.co.uk/teacher/pay-point-leadership-l9.md): STPCD L9 (Leadership Pay Range) salaries and take-home pay calculators. ## Optional - [Sitemap index](https://educationpaycalculators.co.uk/sitemap.xml): Machine-readable XML index of all public pages. - [Robots.txt](https://educationpaycalculators.co.uk/robots.txt): Crawler access rules and sitemap reference.