2026/27 Teacher LP5 Take-Home Pay Tax Calculator

Work out income tax, National Insurance, TPS pension and student loan deductions for UK teacher LP5 (Leading Practitioner) in 2026/27. Gross £65,337; estimated £3695/month net.

Your pay

Inner/Outer London and Fringe use separate STPCD pay tables.

Union subscription relief may be reflected in your tax code.

Country (income tax)

FTE (full-time equivalent) 1.0

Full-time = 1.0. Part-time teachers are paid pro-rata.

Allowances

Pension & student loan

Deducted after tax and NI from take-home pay.

Your monthly net

Effective rate: 25.8%

£4,038

£932 per week (net) · £1,256 gross

Net 74%Deductions 26%

Itemised deductions

DeductionMonthlyAnnual
Income Tax−£1,131−£13,567
National Insurance−£276−£3,317
Gross£5,445£65,337
Net£4,038£48,453

Compare with another pay point

Select a pay point to compare take-home pay side by side.

What is pay point LP5?

Teacher pay point LP5 on the Leading Practitioner for 2026/27 in Rest of England (excl. London + Fringe) has a full-time annual salary of £65,337.

Pay Point LP5 Take-Home Calculations

On a standard full-time classroom contract (1.0 FTE), your baseline gross monthly pay at this scale point is estimated at £5,445. However, your final net monthly take-home pay is significantly shaped by statutory deductions, including your Income Tax code, National Insurance, and employee contributions to the Teachers' Pension Scheme (TPS).

Salary Sacrifice & Allowances: If your position includes a Teaching and Learning Responsibility (TLR) payment or a Special Educational Needs (SEN) allowance, your gross pensionable pay increases dynamically by statutory flat rates. Furthermore, if your school or local authority supports pre-tax salary sacrifice initiatives like the Cycle to Work Scheme or Tech Purchase Schemes, you can reduce your National Insurance exposure. Use the main calculator panel above to model your specific regional band, student loan plans, and added TLRs to unlock a precise "to-the-penny" forecast of your monthly take-home pay.

What would my take-home pay be if I promote to pay point LP6?

If you progress to the next point on the same pay range, your estimated take-home pay would change as follows under default calculator assumptions.

Current

Pay point LP5

£3,695/mo

After promotion

Pay point LP6

£3,827/mo

+£132/mo

Moving from Leading Practitioner LP5 to Leading Practitioner LP6 yields an approximate monthly net increase of £132 (from £3,695 to £3,827).

Based on default calculator assumptions: 1.0 FTE, tax code 1257L, no student loans, Teachers' Pension Scheme (TPS) contributions, and no TLR or SEN allowances.

View take-home calculator for pay point LP6 →

Frequently Asked Questions

What is the exact 2026/27 annual salary for Teacher Pay Point LP5?

The gross annual salary for pay point LP5 for the 2026/27 academic year depends on your school's regional designation:

Rest of England: £65,337
Fringe Area: £66,800
Outer London: £69,548
Inner London: £75,368

How much will a teacher on pay point LP5 take home each month?

Before taxes and pension, the raw monthly gross pay for pay point LP5 (using the standard Rest of England baseline) is £5,445 (calculated as annual salary divided by 12). Your final net monthly take-home pay varies according to your choice of student loan repayment plan, standard local tax code thresholds, and your exact Teachers' Pension Scheme tier.

When do teachers progress past pay point LP5?

If you are on the Main Pay Range (M1–M6), progression up to the next pay point typically occurs automatically every September, provided your annual performance appraisal is satisfactory. If you are on the top point of the main scale (M6) or on the Upper Pay Range (U1–U3), moving to the next pay point requires a formal threshold application backed by sustained evidence of high-quality teaching.

How do TLR allowances affect the net pay for pay point LP5?

If you take on a middle leadership role (like Head of Department or Key Stage Lead), your school will award a Teaching and Learning Responsibility (TLR) payment. For the 2026/27 window, a TLR2 adds between £3,527 and £8,611 annually, while a major TLR1 adds between £10,174 and £17,216 to your gross pay. These additions are entirely taxable and subject to standard TPS pension deductions.

What percentage is deducted for the Teachers' Pension Scheme (TPS) on this point?

The Teachers' Pension Scheme is a progressive career-average scheme. Your specific employee contribution rate is determined dynamically based on your total actual gross earnings (including any TLRs). For an annual salary at pay point LP5 on the Rest of England baseline, your monthly deduction falls into the standard statutory tier of 10.5%, which is deducted pre-tax.