2026/27 University Pay Calculator

Calculate take-home pay for archived university spine years — 2026/27 national pay spine.

Scale Placement

FTE Commitment 1.0 Full Time

Your monthly net

Effective rate: 16.6%

£1,552

£358 per week (net) · £430 gross

Net 83%Deductions 17%

Itemised deductions

DeductionMonthlyAnnual
Income Tax−£140−£1,682
National Insurance−£56−£673
Employee Pension−£114−£1,363
Gross£1,862£22,341
Net£1,552£18,624

Pension Contribution Value (employer)

£270/mo

Traditional Relief vs. Pensions+ Sacrifice Savings

Annual NI comparison for selected year

Normal£782
Pensions+£673

Your NI saved

£109/yr

Employer NI saved*

£204/yr

*Illustrative employer NI saving at 13.8% on sacrificed amount.

Compare with another point

Select a point to compare take-home pay side by side.

Pension setup▼

Scheme

Contribution Method

Tax & student loans▼

Student Loan Plans

Tax Region

Market supplement / RRP▼

Taxable and pensionable flat sum on the base spine rate.

Unsocial hours & on-call▼

Taxable and subject to NI; usually not pensionable.

Cycle to Work & tech scheme▼

Salary sacrifice — reduces gross pay before tax and NI.

Lease car▼

Salary sacrifice — reduces gross pay before tax and NI; not pensionable.

Union fees▼

Not tax-deductible — deducted from take-home after tax and NI.

National pay spine — 2026/27

Full-time annual salaries for each spine point.

Point 1£22,341Point 2£22,518Point 3£22,694Point 4£22,870Point 5£23,047Point 6£23,047Point 7£23,223Point 8£23,522Point 9£23,817Point 10£24,217Point 11£24,699Point 12£25,179Point 13£25,754Point 14£26,320Point 15£26,615Point 16£27,241Point 17£27,865Point 18£28,592Point 19£29,354Point 20£30,180Point 21£30,986Point 22£31,861Point 23£32,722Point 24£33,662Point 25£34,630Point 26£35,302Point 27£36,320Point 28£37,369Point 29£38,448Point 30£39,560Point 31£40,704Point 32£41,885Point 33£43,099Point 34£44,352Point 35£45,641Point 36£46,970Point 37£48,337Point 38£49,798Point 39£51,258Point 40£52,788Point 41£54,367Point 42£55,991Point 43£57,666Point 44£59,390Point 45£61,165Point 46£62,994Point 47£64,878Point 48£66,819Point 49£68,817Point 50£70,878Point 51£72,997